The Daily Latte

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How the money goes…?

latte

Yes, those $3 a day habits do really add up!

Let’s see:
$3*365 = $1095 per year.

That doesn’t include the overpriced confections, cakes or cookies.

So you could really save quite a lot of money this way!

I used to enjoy going to *$ onholiday in the UK. The sandwiches were fresh and delicious about three years ago. Last summer, I went. All I could find was stupid stuff that didn’t look good, wraps, I think. What happened to their excellent sandwiches?
It’s the same in Taiwan, the food quality of many of their cakes leaves a lot to be desired, and I even complained once to no avail, because one cake I bought was so awful, I threw 95% of it away.

Moreover, their food preparation is going downhill seriously. So with some careful choices you could really find a better way to save your money AND have good fresh food.

Kenneth

Should I go back to work?

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What do my readers think? Should I go back to work or keep working on my business?

Our school is now not really able to pay me much of a salary, because of the lack of profits in the coming six months. We’re facing a cash shortfall at home as well in the short term, because both of our incomes are dependent on the business.

I have considered going back to work, to stabilize our family income, but I wonder if that would take away from the experience of, and need to, looking at our business and trying to make the machine work better.

I’d appreciate some input on this matter from readers… so comment away.

Kenneth

Financial Blogs

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I’ve been roaming the internet, and discovered that a lot of people are currently using the Internet to help them cure their financial woes, find encouragement and solace, and help plan their financial lives. It’s a really interesting phenomenon that people who would never even tell their best friend how much they make, are now splurging on the Internet the real situation.

I do believe that this will be very empowering. Too often, we are not “permitted” by others to discuss our pay packages, our benefits, (even Google has a stupid clause that precludes discussion of their adsense TOS), our financial situation, our personal financial mistakes, our successes, and whatnot.

I think that the way things are is very unhealthy. We should, have to, be able to discuss these as freely as some people seem to enjoy discussing their sex lives. It will help shift the clouds that surround financial wisdom, dispel the ignorance endorsed by our financial institutions (think credit cards, mortgages, etc..) and engender people to take responsibility for their own finances and the decisions that they make.

We are all responsible for our own financial situation, no matter how good or bad it is. We are all victims of our own choices in these matters.

We all need to realize that we can take back this power, this right, this obligation, whenever we need to.

Kenneth