My Christmas 2007 Present

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Yes, my wife combined my birthday present and Christmas present all into one… and bought me a Sony 2GB MP3 player! How cool is that?

sony mp3 player 2gb

Full specs are:

Product Features

  • USB Direct Connect
  • Multiple Audio Codec Support – WMA and MP3
  • 3-Line Color LCD Display
  • FM Tuner with Recorder Functin and 30 Station Presets
  • Up to 12 Hours Battery Life

Technical Details

  • Model: NWZB105FBLK
  • Supported Standards: WMA, MP3
  • Hardware Platform: PC
  • Battery Average Life: 12 Hours
  • equalizer: Yes
  • equalizer_band_quantity: 5 bands
  • Digital Storage Capacity: 2 GB

It wasn’t as cheap as on the Amazon Website! But still! Thanks, Christine! I appreciate it! Now I can load my music on it! Happy Christmas!

What presents did you give or get? Let me know.

InvestorBlogger’s Twelve Posts of Christmas!

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Well, here are my “Twelve Posts of Christmas” starting on December 25th…. Read one each day! Each of these posts has ranked in the top 12 of my posts for 2007.

Enjoy. Happy Christmas Holidays, 2007!

Would you pay 2,600,000% APR on borrowed money?

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Here’s a horror story that should give you pause for thought. I’ve posted on the merits and demerits of payday loans for quite some time.

But I was quite surprised to read this story in the BBC News Website about one woman in the UK who used a payday loan whose interest rate was calculated at an annual rate of 2.6 million per cent:

York Credit Union’s Mike Horncastle has never seen a higher APR A loan firm has come under fire after charging one client an annual interest rate of more than 2.6 million per cent. An unnamed woman in York took out a one week loan for £320 with the firm Early Pay Day Loans, which attracted £80 in interest over the seven-day period.

What’s the most interest you ever paid? Would you ever use a payday loan? Why or why not?