Tag Archives: interest rates

Should you consider a PayDayLoan or a Title Loan?

Everyone needs some cash at times, whether it’s for emergencies or just to have some fun. If you don’t have a good credit score though, most banks won’t give you the time of day. If this applies to you, consider a title loan on your car. A Title Loan Is… Many people have heard of a title loan,… Read More »

Check your mortgage rates: a handy calculator

Needing a little help calculating your mortgage payments? Try this calculator. It may not be 100% accurate because of all the possible variations, charges, etc.., but with declining mortgage rates over the past few months, it will help you to do back-of-the-napkin type calculations to check your mortgage isn’t being grossly overcharged. I noticed in my own bank… Read More »

Selling a house: Would you take a 100% profit?

This recent story on the Guardian Newspaper website caught my eye about negative equity. Virginia Wallis responds to a Q&A from ‘KJ’ who writes about her worries about negative equity, and unfortunately underlines the problems that house purchasers face in a bullish market that turns negative. Unfortunately the writer’s response isn’t that helpful or accurate… Go and read… Read More »

What should you do when you strike it rich? – 7 ways to benefit from windfalls, bonuses, and other ‘found’ money!

Tonight’s episode of Seinfeld was a rerun from the mid-90s when Jerry receives a large check (so large that Kramer is surprised) for his performance . It’s only part one of a two-parter. But it got me wondering about what most people do when they receive a windfall. Management of your new found resources can be a problem;… Read More »

Are you a credit card slave? Part 4

In this series, I’m looking at our changing attitudes to money, and answer the simple question: are we all credit card slaves now? Part 1 was entitled Where did our attitudes to money come from?. Part 2 is Credit Cards, Bank Accounts and Salaries. Part 3 was The Credit Card Cascade and the Madness of Spending. This is… Read More »

Credit Cards, Bank Accounts and Salaries Part 2

In this series, I’m looking at our changing attitudes to money, and answer the simple question: are we all credit card slaves now? Part 1 was yesterday: entitled Where did our attitudes to money come from? Credit Cards, Bank Accounts and Salaries Suddenly from subsisting from week to week on wages became more challenging as we were all forced… Read More »