Should you consider a PayDayLoan or a Title Loan?

Everyone needs some cash at times, whether it’s for emergencies or just to have some fun. If you don’t have a good credit score though, most banks won’t give you the time of day. If this applies to you, consider a title loan on your car.

A Title Loan Is…

Many people have heard of a title loan, but don’t know what it really is. With a title loan, you are getting a loan using your car as collateral. You might point out that you need your car, but that is not a problem. Working with Texas auto title loans, you get to keep your car, as long as you pay off your loan. The car is just collateral in the rare case that you don’t make your payments.

My favorite thing about eTitleLoan is their mobile loan agents. Sure, you might need money, but driving to a loan store, doing the paperwork, etc., takes time, and often more time than you have on a lunch break. This is even more important in the case of an emergency need for cash.

With eTitleLoan though, you just give them a call, and they send their loan agents to you. Not only that, but they will tell you right on the phone everything that you need to have with you to process the loan. None of this garbage where you think you’re getting the loan, but end up not having all the paperwork they need so they just send you on your way, still broke.

Obviously no one wants to need emergency cash, but if that day comes, definitely consider giving eTitleLoan a call. Their whole business model, with their mobile loan agents, makes the process as easy as possible, and gets you the cash you need quickly. I highly recommend it.

John In Houston

(Note: Of course, if you don’t keep up payments on your title loan, you may risk losing your car! Now that might be even more inconvenient than not having a little cash! And don’t forget to check the interest rates! Some of these loans have high interest rates, much higher than typical bank loans.)