Category Archives: Expenses

This category looks at stuff that we spend money on!

Choose a Credit Repair Company Carefully: Three Important Questions to Ask Yourself

When a person is in debt or facing mounting financial problems, it is tempting to turn to Google and sign up for the first credit repair company that pops out of the search box. But you should ask yourself three basic questions before you sign up, because there are a lot of unscrupulous vendors who are happy to… Read More »

Credit Saint or Credit Sinner? Review of Credit Services Site

I’ve been asked to review another Credit Services website, this one is called Credit Saint (CreditSaint.com) and aims to provide a range of credit history repair services, using these words “It means we have the power to offer more service for less money. Combining credit restoration and correction with debt settlement and our latest offerings “mortgage rewards, and… Read More »

Fixed Rate Home Loans Provide Certainty: Newcastle Permanent Building Society Says

If there is one thing that home buyers could use more of, it’s certainty. The financial world is notoriously unsure. Investing money in a business can be a boom or bust proposition. Trying to flip real estate might work well or lead to disaster. Almost everything comes with risk. Should buying a home be risky? Home buying shouldn’t… Read More »

Can the CashFlow 101 game teach you about your finances? Perhaps…

Is anyone here a fan of CashFlow 101 game? Did you ever play the game before? I’ve been a keen player of the game for some time now. I’ve even introduced to some of my students over the years, even the younger ones enjoyed playing the game. What is CashFlow 101? Cashflow 101 is an educational board game… Read More »

Check your mortgage rates: a handy calculator

Needing a little help calculating your mortgage payments? Try this calculator. It may not be 100% accurate because of all the possible variations, charges, etc.., but with declining mortgage rates over the past few months, it will help you to do back-of-the-napkin type calculations to check your mortgage isn’t being grossly overcharged. I noticed in my own bank… Read More »

Earth Hour 2009: Can I be excused?

It seems everyone is getting in on this thing called Earth Hour. It was a stunning participatory success when it was tried in 2008. But did it really hit home? Did it change people’s attitudes? I wonder… I got a lot of comments from people who asked me why I was not participating in it last year. Well.… Read More »

January 09 Credit Card Bills: It’s all on the cards

This is my personal credit card report which highlights my spending for this month. In fact, I have two credit cards: One of which I use primarily for online transactions courtesy of Shanghai Bank, and one for general use courtesy of Taishin Bank. Be CAREFUL with your Cards With the second one, we had a bit of a… Read More »

Christmas Shopping: Don’t just focus on the price, focus on the play value

With Christmas just around the corner, it’s getting tough in this economic environment to justify spending a lot of money on anything other than the essentials: rent, food, fuel and clothes. With Christmas just a short month of shopping days left, parents everywhere are scratching their heads wondering what gifts are affordable and desirable for their kids. One… Read More »

Keeping a track of your expenses: using Google Docs

When we were away on our travels, we really had a good time, and we found that Taiwan is really a place for enjoying yourself. For better or worse, we used our credit cards to pay the hotel fees. It was just so much more convenient and we’ll earn the points. But I failed to have a great… Read More »